
Protect yourself |
Don't be a scam victim
- If an offer looks too good to be true, it probably is.
- Never send money, or give credit card or online account details to anyone you don´t know and trust.
- Keep your receipts and check your bank account and credit card statements. If you see a transaction you cannot explain, report it to your bank.
- Keep your bank cards safe. Make sure nobody else knows your PIN number.
- Make sure you know how to stop any subscription service you sign up to.
- If someone comes to your door, ask to see their identification. You do not have to let them in and they MUST leave if you ask them to.
- It is best not to respond to text messages or missed calls that come from numbers you don´t recognise.
- Do not click on any links in a spam email or open any files attached to them.
- Always check that goods or services were both ordered and delivered before paying an invoice.
- Do not sign anything until you have had a chance to read and understand all of the terms and conditions. For major purchases, take the contract away with you overnight.
- There´s no such thing as a get-rich-quick scheme. The only people who make money are the scammers.
- Always get independent advice if an offer involves a significant amount of money or time.
Report a scam
If you believe you have been scammed or spotted a scam, please report it to us.
For more information on protecting yourself from scams, visit the ScamWatch website.
Protect yourself online
For every convenience the internet offers, there is a criminal looking for ways to use it to make money.
But the news isn´t all bad. With a few simple steps you can protect yourself, your ID and your money.
- Protecting your identity
- Protecting your identity - social networking
- Secure your mobile phone
- Secure your computer
- Shopping online
- Hoax emails (phishing) and texts (smishing)
For more information on how to protect yourself online, visit ScamWatch or Stay Smart Online.
Protecting your identity
When people think about the risks of ID theft, they generally think about someone stealing their savings. But if you think you have nothing to steal, think again.
Not only will criminals try to gain access to your bank accounts, they will also take out loans and credit cards in your name or even remortgage your house.
For information on protecting your identity, visit:
- Stay Smart Online guide to protecting your identity
- ScamWatch guide to protecting yourself from scams
- Identity security on the Commonwealth Attorney-General's Department website.
Hint: Never send your personal or bank details via email or text and only provide information on secure web sites owned by organisations you know and trust.
Protecting your identity - social networking
Social networking sites allow you to reconnect with friends, make new social and business contacts, and share information, opinions and updates on your life.
Unfortunately, criminals are tapping into the rich amount of information available on social networking sites to steal your ID, ask your friends for money or download spy ware onto your computer.
For information on how to protect yourself when social networking visit:
- Stay Smart Online guide to safe social networking
- ScamWatch guide to protecting yourself from scams.
Hint: Think about what information you make available to different types of friends. You can customise how much information each contact can see via your network´s privacy settings. Simply visit the help section on your social networking site for information on how to protect your information and remember to check your privacy settings frequently.
Shopping online
Shopping online can be a convenient and cost effective way to purchase goods. However, you should be extremely careful who you give your personal and credit card details to.
For information on how to protect yourself when shopping online, visit:
- Stay Smart Online guide to safe shopping online.
Hint: Never provide your personal or credit cards details on an unsecured site. To find out if a site is secure, look for a padlock in the bottom right corner of your screen, or check to see that the address starts with https.
Hoax emails (phishing) and texts (smishing)
Cyber criminals use hoax emails and texts to try to gain access to your personal or bank information.
These messages often look like they´ve come from a legitimate bank, internet provider, university or government agency and ask you to provide your personal details or click through to a website.
Unfortunately links are not always what they seem and can lead to dodgy sites that download malicious software such as spyware or a virus onto your system, which are then used to find out your personal information.
For information on how to protect yourself from hoax messages visit:
- Stay Smart Online guide to avoiding scams and hoaxes
- ScamWatch guide to protecting yourself from scams.
Hint: To check where a link will really take you, hover your mouse icon over the link. The real address should appear in the bottom left hand corner of your screen.
Last reviewed 11/04/2013 |


