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Home > Consumers > Consumer rights and responsibilities > Credit and finance > Debit cards

Debit cards

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Debit cards are similar to credit cards, but only let you spend money in your account.

They are an alternative to cash, but still allow you purchase items that require a credit card number. Because they are linked to your bank account, they usually work in ATMs.

Note: Most debit cards allow you to overdraw your account, where your bank balance goes into the negative. Ask your bank about any fees they will charge for this.

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Last reviewed 03/09/2009

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